When I visit the supermarket I always buy the generic products like 40p tinned baked beans and 50p bread. I always buy the 79p generic cereals, everything budget really. I don’t spend no more than £35 a week on food. I have a disposable income of over £800 4/week month after expenses but I like to live cheaply.
I have a spreadsheet with all my expenses on and I obsessively plan ahead and write all my expenses down. I’m not doing too good with not drinking alcohol at the moment and buying alcohol makes me feel guilty as I don’t budget for it.
Is this a bad thing obsessing about budgeting?
Even my support staff say I’m obsessed with money as I always talk about it.
Does having money give you a sense of safety? A bit of padding in case something happens?
I’m not to your extreme, but I have been budgeting lately and what it gives me is a sense of a bit of cushioning between me and something bad potentially happening with the house, or a car or whatever. Without that buffer, I feel I’m on edge a lot more of the time
It does give me a sense of safety. Once upon a time my card got declined for a £2 coffee. I used to live and to mouth so having money makes me feel safe.
Also my family didnt have much money when I was a kid. We went without a lot even food.
With your experiences on several occasions, I’m not surprised that having that cushion means a lot to you.
I broke my neck in a car accident, and nearly wound up homeless a few times. Now I’ve gotten a bit of money stashed away, and I won’t touch it no matter what. I’m hoping to be able to leave it for my nieces and nephews someday, but in the meantime it makes me feel safe
