Which bank would you use - poll

Lounge
1

Bank A - the checks are pretty
they give you a MasterCard debit card
local Arkansas bank - keep your money in
Your community

    Bad - Not open on Saturday
               Only have one branch on a bus route
               Bad customer service
                No benches to sit on at the bus stop
               $6.00 a month without Direct Deposit
                Probably won't lend me money.
              ..Extremely picky about what you can
                      Mobile deposit
                 Can't do external bank transfers online

Bank B - the best of the best customer service
Open Saturday
Three or four branches on bus routes
Free - no minimum balance or Direct.
Deposit required
Allows you to mobile deposit
Lets you transfer money to other banks
Answers phone calls promptly without
leaving you on hold forever
Benches at the bus stop

     Bad - issues Visa debit cards that I hate
               Definitely won't lend me money
               Kind of a big bank not local

Which bank would you use?

  • Bank A
  • Bank B
  • Not sure

0 voters

2

Kind of misleading title when you are asking which of YOUR banks we would prefer :stuck_out_tongue: .

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3

Thanks @Bowens I fixed it

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4

I think it’s up to you. For me it’s very important that they have a good app, that they are secure, that They have an investment app,…

I would think about your needs and how they are being met by each bank.

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5

Thanks @anon17326926 I’m still considering which one to keep

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6

Maybe I should get.off my mind trip about the MasterCard vs Visa debit card. I really haven’t had a problem with Bank B’s Visa card. It just another bank with the Visa card declined my PayPal transactions. Bank B always has accepted the PayPal transactions.

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7

I just checked. Bank B does business in Arkansas, Kansas, Missouri, Oklahoma. Maybe that’s not too big. My psych clinic uses Bank B, and I guess I’m trying to convince myself to switch to them completely. Visa debit cards really bug me though.

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8

Why are you unhappy with your current bank?

9

I’m not happy because there’s no benches at the bus stop, they declined a mobile deposit I tried to make and said I would have to come to the branch. They also don’t have online transfers to other banks, and want to do wire transfers where you have to go to the branch again.

I like them because they are small and only do business in Arkansas, they issue MasterCard debit cards, free checks that are pretty and a nice paper statement, but I’m wanting to go to electronic statements now and skip the paper ones

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10

Part of your post cuts off for me so idk

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11

I just figured it out it just didn’t want to do what it should have

12

Sorry about that @Twialine Thanks for letting me know.

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13

You seem hyper focused on your bank posts. We can’t give you the best advise on which bank to use. It all depends on your many needs and what each bank offers.

2 Likes
14

Just an FYI, most banks don’t do this. They typically only handle internal transfers.

You more than likely will have to sign up for a service like Zelle or Venmo to transfer money to an auxiliary account.

2 Likes
15

I’m beginning to think the American banking system is f*cked up based on this thread.

Here in Canada I have 8 bank accounts with 3 different banks. The best Visa and Mastercards available. A line of credit I can borrow from at will without needing approval first or signing any forms. And I can transfer money between all of these accounts. I also have US dollar accounts and can convert USD <-> CAD at will.

All 3 banks have apps that let me do all this. And websites too.

3 Likes
16

More people had those kind of banking services and products in USA before 2008.

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17

What happened in 2008?

18

Massive financial crisis in banking requiring trillion dollar bailout

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19

I bank with USAA. They only have one branch and it’s in San Antonio. I live 8 hours from there. I do everything online

20

Oh yeah, I forgot about that. I have an “excellent” credit rating so maybe that’s why I have so many options.

1 Like