Stigma against the disabled

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I think SSI has stigma against the disabled. There’s no benefits for effort. I have tried and attempted many jobs and haven’t been able to gain an income, but I have tried very hard. I am going to start exercising every day. I walked for 15 minutes, but I feel better.

I think not being able to save your SSI payments or become married is stigma against people who cannot work. I believe every human being is a gift, regardless of what they are capable of doing or contributing, because life itself is a gift and existence is worth the experience. So if I am unable to set aside more than $2000 ever.

What’s the point of SSI if you can’t put aside anything? I have had paranoid schizophrenia since the age of sixteen officially, It interrupted my high school and years of attempted college education. I have been bullied, stigmatized and harassed because of this illness my whole life. I only completed two years of high school. I have been fighting this stupid disease and aiming for the stars and now I feel conflicted about this SSI.

My attorney believes I have a good case. I really want to work a job. I have so many ps and downs. One minute or day I’m depressed, the next paranoid, the next I feel fine. I go from one day to the next never feeling whole or complete. Having a job was supposed to complete me. Having security could complete me too. But if you can’t save more than 2000 that’s not security thats insecurity.

They should definitely change that rule. Its messed up. If there’s a mortgage crisis and my family ends up homeless or the dollar crashes, or the stock market, it almost feels criminal! The idea that people who can’t work don’t end up starving on a street corner, how compassionate, lest they God forbid start a family or get married, or even try to buy a car! Let’s not give them enough money to ever be above the poverty threshold.

Systems completely rigged against minorities, those with disabilities, and there’s too much racism in this country. I think Canada or Sweden would be a better place for me…money is evil. I would rather not have to use it at all. I do ok without spending, I have been taught to be frugal. My grandparents lived through the great depression, my great grandma was a teacher and an airplane mechanic for soldiers during WW2. She didn’t throw anything away. I don’t like the idea of getting money, but not being able to save it. The more you save, the more you can prevent debt/loss and financial ruin.

If Biden changes this rule, he might have my vote in 2024. I also don’t think people should be spending their stimulus checks on bitcoin. I got my stimulus checks finally. I gave it to my dad to hold onto so I don’t spend it until I know what I should buy. I want to save toward a car, but that’s not enough to get a car that won’t be more work than its worth plus car payments and insurance. I also bought a laptop. This laptop is awesome! It’s the nicest thing I own. I just think with the economic peril of the nation, and uncertainty of our futures, that being able to save money no matter if you’re disabled or not seems to be ok to me.

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You can save without putting in the bank. Get a lockbox.

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I’ll probably end up spending it every month on necessities. If I’m not encouraged to save I won’t, but I think it would make more sense if you have SSI to be encouraged to save some of it for any major emergencies beyond what SSI allows you to keep. It seems like a lot of people suffer worse for all the stress of reviews and regulations with SSI. It’s like being punished for being unable to work.

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Disability payments in Canada are really stupid about this. They should encourage work.

As it is they literally pay you more if you do nothing, and if you make more than 24k a year they start cutting into disability, so there’s literally no pressure to push past more than a basic income.

How can this be fixed? I feel they should make the cutoff higher, like 36k. That’s enough upward momentum that a person will be encourage to climb the ladder rather than default to some dead end job.

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Right there is no middle ground for me. I have a mental illness that severely cut into my future, but if given the opportunities I could work, and I don’t have any. So I have no options and I have had schizophrenia since fifteen. My dad won’t help with transportation, and it’s controlling toward me. I feel limited because I don’t want to sit around and do nothing, but no one is motivating me to try to do anything. My dad will only pay for one class of college per semester. No sense in doing this as this will not bring me to a full time job or help with that. Because I won’t have support in working.

I guess the other option would be to apply for a tech college and work-study at the college while I do this one class. I don’t have enough work history to incur SSDI because I have only had three jobs, and before that I was working toward a four year degree and I wasn’t helped because I was in college. I think my Grant was screwed up because of the Pandemic and I missed the application deadline for college classes.

Also the Grant for classes only works for full time courses. So again I am dependent on my dad to pay for the one class. But my dad won’t give me any money for things, cant buy new clothes. I have like the same outfit for months.

I kind of feel like I am being encouraged to become poor. I never wanted this. I had an interview with Harvard once and my dad thought it was a scam and told me not to go because he’d never pay for it anyways.

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Settle for remote learning via books online. Lots of structured options.

Also consider Howard Berg’s Speed Reading course, he’s got a 25,000 WPM reading speed (fastest in the world,) and people regularly attain 1000 WPM speeds via his course. Regular reading speed is like 250 WPM, SZ people usually have trouble with 150.

If you can nail 1000 WPM, you’re going to hit a 5-6 figure income easily.

SAFE50 coupon code reduces price by 50%.

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I have trouble reading books. I have trouble pacing my thoughts. This could really help me learn to learn better. I am going to start exercising every day, and I think that I will start taking some online courses. I have an account with course-era maybe I will ask my dad to send me my money back and find an easy-self-paced class that will help me. I was taking the covid-19 trace class and doing well, but it was free and I became discouraged because I wasn’t sure what to do with that certificate and I fell behind. I will have to really dedicate to doing and completing a course and see if I can get an income before my SSI hearing in May, and then I will tell them about the job I have.

I think if I just keep trying and not giving up that this will encourage me to feel more prepared for the hearing, and know myself whether or not I qualify for help from the government.

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Google able savings account in your state , my state has that and you can save like 15k per year while on those type of things and your benefits wont be effected.

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I hope you get SSI. Do you have an attorney you trust?

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In the us it’s like $1,200 a month. If you make more than that they’ll straight terminate your disability benefits. No ‘cutting’ into. At least with ssdi.

Ssi has it worse though. I’m so relieved about the stimulous payments that have been sent out. That’s a 30% - 40% increase in income for ssi recipients. I hope they continue the ‘stimulus’ after covid. But they need to call it what it is; UBI.

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They have to be more intelligent about this.

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I support UBI. I’m afraid that if I get SSI I won’t qualify for UBI. I read that people who receive benefits will be excluded from UBI if it ever gets passed. Anyways, I started a course online. It will cost about $350 and I will become IT certified. I just completed the first week of class. It will take 3 months to complete at this rate, even less. I’m going to try and complete the course ASAP and then start working because I don’t want to get SSI if I don’t have to and can do something better.

I started the application for SSI two years ago, before the Pandemic and the relief checks which have already started to help. I was able to get this laptop which will make me able to do online classes.

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It is my understanding that UBI is to get money into the hands of the poor or disadvantaged.

But you could be right. Idk…

That’s good about your laptop too. I bought a laptop a year ago and it paid for itself within the first 3 months cuz I was being resourceful with it.

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So you can only save so much while your on SSDI. Or is that just for SSI? :cat2::cat2::cat2:

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Yes, you’re so right. If people don’t have an opportunity to improve a bad situation, it’s like slavery. Most of my problems were created deliberately by jealous superficial people. I used to own my own home. If I knew at the time, how sick other people could deliberately make you, in an apartment building, I would have never sold it. People have been making me sick for years, because they don’t want people free of oppressive lunatics.

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Ssdi there are no limits to savings.

It’s only ssi

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Awesome. Thank you. I was freaking out. :owl::owl::owl:

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UBI is really bad. Only the disabled really need it, not everyone. Think of the inflation and subsequent crash if everyone had like a $24,000 subsidy.

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I was thinking like a $4,000 ubi and maybe tapping out around $40,000.

There would be nobody to work at McDonald’s if you could make $24,000 a year doing nothing.

You’re in Canada?

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True I think it should be used in replace of SSI and welfare. I always thought it would work best as needs-based and depending on your income earnings fade off, or if you’re disabled stay the same? Financial freedom would be a blessing in the USA. Right now it’s just a bunch of people at the top calling the shots, but that has potential to change and become more progressive. I believe healthcare should be a human right, everyone should have access to affordable care. The system is not so bad, but there is a lot that could improve.

With inflation, well the gov. is printing money so they are flooding the system with money but they called the interest rates as Fixed? So that means the systems being kept stable and prices won’t change, meaning no inflation? Or does that mean the opposite? They don’t predict too much inflation from what I read, that the markets will be about the same with a dip in two years and then re-stabilize.

I have also read fears of bitcoin crashing the dollar, but I think that’s all hype. I dont have any bits of coins lol. Too risky and volatile and I don’t have enough to gamble on it. The rich are getting richer and the disadvantage can’t keep up, we are heading for an inevitable economic system which is unsustainable whichever way you put it due to all the reckless spending and national debts. I’m only sorta beginning to understand this stuff, but if we don’t have a way to take care of people, keep them housed and future generations youth etc. they won’t be competing with anything, as a lot of labor jobs are being automated away…and a lot of manual jobs don’t pay enough as it is, the whole system needs to shift, everyone should have chances.