Im sorta ashamed now that ive been blaming my Sz for my debts and reckless spending. Im in debt of just £1000 now - but it always worries the hell out of me. Ive also just started having 9hours a week homecare, and this i gotta pay for as well .Most of my benefits have been wasted on weed and alcohol and filling up freezers with food i never eat.
Im seeing my carer today at the office for budgeting for an hour, and basically gonna hand over my bank and credit cards to them - and let them manage the bills. and go poor for a few weeks. I know it sounds like a cop out, but when anxious the first thing i do is end up down the pub spending money on credit cards with cash i dont posses. I admit i have no self-control over my finances or my drinking. And i was blaming the Sz. Truth is im just being an alcoholic!
I would just like to be straight financially for a change - cos it only make my stress worse. Im hoping with their social input during the week i can get some structure instead of sitting in a pub for company.
Has anybody else had problems managing their finances?
I’ve never had problems but I spend what I get and it’s a problem. I do like to live large but on a pension that is hard to do.
Well done you for asking for help. That isn’t a bad thing if your by yourself. Let them manage your money…doesn’t mean you don’t get back to doing it yourself later. I applaud you for doing it! It is such a good thing to live in your means!
I’ve paid off all my debts…and that took a long time but it’s complicated. Others were involved!
Thank you. I sorta feel like a child for having to ask others to manage my money - but with all my faults its the only way im gonna do it. Im not alcohol dependent - so im hoping im gonna be able to learn other coping strategies with the carers now. I do live by myself - and my only social input from people so far had been the pub - so its gonna be difficult to let go of. But im determined to do it!
I’ve run up some serious debt but I’m proud I sorted all that out. I have a good deal now because I live with my parents. Yeah that sux but it allowed me to fix up my financials. It’s not easy but it’s worthwhile doing.
Your doing the right thing. I still drink too much beer but I’m also at that point. I want to be fitter and lose some weight and drinking beer just piles on the pounds. I don’t go to the pub but my cricket club is all about drinking! It’s not a good role model.
Good luck and stick with it! You are doing the right thing!
@Naarai I think we all have things we’re better at than other things. Managing my finances is my best skill . I splurge but have a small amount of savings . On the other hand I need help to keep my flat clean.
It’s good that you will be getting help to manage your money. Hopefully they can sort a plan to help you pay off some of your debts.
Yeah they are keeping my flat clean as well. I now got domestic duties for 2 hours a week with them as well. I clean with them! I just need the motivation!