My psychiatrist clinical practice played me!

They told me they accept my insurance then I find out through my insurance app they are completely out of network after I starts getting charged for my four visits, I’m already in medical debt. I’m close doing something I might regret.
:rage:

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The lesson here is got to check with insurance first if money is really tight. Capitalism is a ■■■■■ the government should do something about it

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That sounds awful I’m sorry do you have anything they said in writing ?

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Effed up hmo is better no chance of that happening

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It on there website that they accept my insurance and on the phone with them they told me they do.

Idk, in Europe we have decent consumer protection laws. Don’t know how they work in the wild, wild, west.

Anyways you should probably contact a lawyer. They’re not going to refund or accept your conditions by themselves…

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I was told here in the US it’s your responsibility to check with your insurance itself to make sure it’s within Network so pretty much it’s my fault for not double-checking.

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Get screenshots

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My insurance already told me it doesn’t matter. It’s not their responsibility If providers claim they accept my insurance

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That’s really unacceptable.

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It might be your word against the word of a $18 an hour clerk. Lesson learned.
Could also be the clerk messed up in billing if the website says they take your insurance. Have you called their billing? Some of the providers can cut a patient slack.

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That’s messed up they told you were insured and assured you.

I would tell them no it’s their fault and not pay. Then they might send you to collections but that’s the worst they can do.

They can eat the cost without much problems financially but this can break a payeient financially

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I have dual insurance. Seems like Medi-Care/Medi-cal beats private insurance when you’re poor and schizophrenic any day in California these days. I’m supposed to pay zero but now they want 500 bucks for deductible or copay each year just for psychiatrist appointments? I see my psychiatrist for 5 minutes max on the phone for refills and he wants over $100 an appointment from me. He probably charges a total of $1000 and writes the rest off. I don’t know how much he nets each appointment, but it’s crazy. I’m kind of stuck where I’m at.

I see him every 3 months. Last year, my secondary covered the copays/deductibles. So it may be an insurance or policy change or mistake. I don’t know.

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Billing department has been ghosting me for the past week.

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Already locked my credit card on file but they took some money out of it already before I closed it.

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