I’m just going to quote what I wrote in another thread:
I just found out my phone company made a mistake back in september, so they didn’t actually withdraw the money until today. Worst possible timing…
Now I have a huge minus on my account, so I can’t even take the bus into town.
This is bad, this is very bad. I was supposed to get money to cover a doctor’s note that I NEED in order to get into school, and I NEED the note by next week. But the money won’t even cover the minus. What the frick do I do?
I’m sort of panicking, but not hyperventilating or anything. Just internal panic.
I do have another account with a card that I could use, but my friend has that card because I’ve been lending him money (and yes, I trust him 100% with my card) every week to cover food. But I’m not sure I can get to the card in time.
This is bad, this is really really bad.
I’m going to call the bank tomorrow and ask if I can overcharge my account further, but I highly doubt they’ll let me. I don’t know what to do, I don’t want to loan any more money from friends and family
I wouldn’t be able to get the card until monday under any circumstance, and the appointment to get the note is on tuesday.
I guess all I can do is wait it out and try to contact my bank tomorrow. I’m just stressing out at the moment.
And yes, having to cover that overdraft stresses me too, because it means even less money for christmas presents next month, and I’m already kinda screwed when it comes to that.
I’m sorry. Do you have any friends or relatives nearby who could cover the doctor bill for you? At the very least, it sounds like you can no longer afford to help your friend out, just for a while until you’re back to a positive bank account.
I don’t have a choice. He has as little money as I do because all his money goes to insulin. And because he’s diabetic, I would feel like I was literally killing him if I cut off his food supply.
I could ask my parents for the money, but I’d feel very shitty about it. I’ve asked them so many times, and they’ve always helped me out. I feel scared they’ll think I’m using them, or that I’ve started doing drugs again. (Been sober for over 2 years)
I didn’t know he was diabetic. I understand why you feel so guilty, even though you absolutely have no reason to feel guilty.
Your parents love you. I’m sure they would be willing to help you out. You’re so quick to help others, because you hate to see suffering. Try to realize that other people also feel that way about you. People will help you if you ask them. You deserve to be able to ask for help.
I recently compared my wealth to that of Bill Gates. It turns out that it would take me well over 8 million years to become as wealthy as him, and that is only if I don’t spend a dime of my ODSP disabililty income for those very same 8 million years +.
Yes there are minimum wage limits, and disability funds seem to be about 1/3 the set limit as that set by minimum wage limits, but the worst part is that there are currently no greed limits. So you can be as rich as you want by sucking the money out of the pockets of others, and do so 100% legally.
Do you have any neighbors you’re friendly with who could loan you money? Can you get cash from your credit card? I’ve gotten cash before with the PIN # they gave me but they charge very high interest on the money you get.
Question: when your family and friends loan you money do you pay it back in fairly timely manner? If you always pay them back on time it would seem OK to do it again.
