When you have a friend that asks you to lend them money…
I’ve done that in the past. Not doing it again/anymore. I also learned from my brother lending money to his friends not to do it.
My friend from across the country (I met her when I lived there) just asked me to lend her $25…. I’m honestly certain she will just spend it on weed… because that’s what she spends A LOT of her money on… or maybe she would spend it on transit money for the subway, who knows.
Anyways… I don’t know what to respond, I’m not lending her the money, I’ve done it in the past. Like a $100 or more before.
When I lend people money I assume they won’t pay it back and treat it as a gift. For the last year I haven’t had money to lend. I just say I’m sorry I’m broke right now.
When someone asks me for money in public I am sure to be polite in declining. It just never seems to be a good idea. People I know are the same. And I’ve only got $200 left in the bank for food the rest of the month.
Yeah it’s hard but you need to just say no especially if they are being irresponsible with it. Just say you don’t have any spare. Inflation is a doozy!
I agree with both these comments. Basically what I was going to say. If you dont want to, don’t. But if want to, and don’t know if they are going to pay it back, treat it as a gift, with no expectation of return. If they do pay it back it will be a pleasant surprise then.
I was paying $475 rent but now am paying $600, plus I have moving expenses I haven’t finished paying back (bank loan) and medical/dental debts. I don’t have much to give now.
I’ve seen even family members in my extended family not pay back loans to other family members. It has created sour grapes among family. One case was my dad loaned money to my uncle. It was related to a house purchase I believe. My uncle stopped payments. My dad did not confront him about not paying it, instead he just held a grudge against him for the rest of my uncles life. Would not go to functions where he was present, etc. My uncle died a couple years ago and was never forgiven.
But anyway, I digress. SOmetime I ramble on @anon61987434 . Please forgive me.
I am definitely the type to hold a grudge as well when it comes to lending money, so I will not be lending her the $25. Last time I lent her a $100-$200 she said she’d pay me back…. Never did. And at this point I don’t think she will.
I have been the target of emotional blackmailing (is that what it’s called?), several women have used my feelings for them to extort me, no kidding. I’ve learned my lesson.
They say that you should never loan money that you are not prepared to lose, financially and psychologically. Some people make it an ongoing process to borrow money whenever they can and not pay it back. I’ve seen it in the army. Sometimes they can put on a convincing show of desperation.
. Please forgive me. 