I just turned down a guy who wanted to borrow $20. I turned him down because I only have 25 to my name, so my financial margin of error is slim. Also, he gets almost twice as much as I do every week. He gets $100, and I get $51. I am very leery of loaning any more money in this place. The last guy I loaned money to didn’t pay me back, and he stole my computer.
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I used to not know how to respond when people ask for money.
I used to wanna say no and yes simultaneously. Yes because I wanted to be nice. No because I was taken advantage of.
Now I speak with my heart when people ask for money. I am honest about how I feel.
One lady started yelling at me for not giving her money onto the way in a Chinese buffet. I told her “on the way out I’ll give you my change”
Then on the way out I just ran away from her direction lol. She was really rude and inconsiderate so I did what I did.
Usually I don’t give money to people. I know your situation is a little different but it’s all the same. I’m glad you were able to say no.
I tip good and sometimes donate to little charities. Sometimes I’ll buy a friend a meal or something if they need it. Actually I’m fairly generous overall in general. But I’m getting good money. in your situation I wouldn’t have budged. If I got half as much as the person who asks
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In some ways I am very generous with my money. If a homeless guy looks like he is hurting I will slip him $10, if I think he is legit. A lot of people are taking advantage of that situation. They dress like they’re homeless, but they really have a comfortable house and a car. It’s bad, because it takes help away from people who really need it. I’ve had people give me substantial amounts of money unasked for when I was on the road. I’ve had people give me $20’s several times. It helped a lot every time, too. I also donate to charities. I like Doctors without Borders, among others. I’ve been donating as much as I can afford to Tulsi Gabbard’s campaign. She’s the only candidate strongly opposed to these overseas wars we keep getting in. We might win the war on the battlefield, but we’ll lose the war of national debt.
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Uh, people who chronically borrow money usually turn into leeches who eventually think you somehow have to lend them money whenever they want. Once they got you hooked into lending them money they will never stop and they will use guilt or ingratiate themselves or whatever it takes to get money.
I made this saying up myself from experience: “The problem with lending money to an individual is that they will make their problems into your problems.” What I mean is that lots of times the person will have problems paying you back and keep you hanging worrying about if he’s going to pay you back at all.
Or he’ll take longer than he promised to pay you back. If a person is always borrowing money, than he has problems with money and he will get you involved in his financial problems. And you can go months of always having the stress worrying if they are going to pay you back on time or if they’re going to pay you back at all.
And I’ve had several people like this and even worse I’ve had certain people who owed me as much as a hundred dollars and then they move away or I move away with them owing me money that I really couldn’t afford to lose.
Simply put, the best solution is to never start lending money at all.
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I buy my brother food, cigarettes etc and he does the same for me. It’s kind of a like ‘I scratch your back, you scratch mine.’
Sometimes when I’m in a good mood and going through a drive through, I’ll pay for the order that the person behind me ordered. People have done this to me alot of times.
The only money I’ll borrow is from the bank, which I’ve done multiple times.
But I never ask or lend money to anyone.
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Yes me and my brother have the same way. I’m learning finical boundaries with people. It seems like people don’t want to earn money but get hand me outs.
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