I'm in credit card debt... again

So upset with myself. With my horrible relapse in my eating disorder I was constantly binging/purging food. I was ordering a lot of food for delivery and lots of food from the grocery store. I put all these charges on my new credit card and I am so embarrassed to say that I racked up $900 on the card already just from food and groceries. I am now trying to get help for my eating disorder and have ceased buying so much food, but I am so upset with myself. It’s gonna take me months to pay off $900.

4 Likes

I had to put some important things on a credit card and it’s more than I can handle. I’m transferring the balance to a new interest free card I just got so I can pay it down more easily but it’s still going to be hard.

When I left my first husband I spent a bunch of money on martial arts etc that I couldn’t pay off. It sucked.

1 Like

And you’re getting help so don’t beat yourself up by the way

2 Likes

Thank you @SweetPea I’m hoping by getting help for my ED my spending on food will go down

2 Likes

I paid off a $5000 debt in 2017-2018. I stopped carrying my credit cards on me and gave them all to my sister to hide away at her house. I kept out of debt until just three months ago when I had a bunch of dental work done and had to put it on my credit cards. But giving my cards to my sister stopped stupid impulse buys for 6 years.

2 Likes

Wow that’s big! I know I can pay off $900 I just have to stop spending more than I am bringing in

2 Likes

I stopped using credit cards over 5 years ago. If I’m out of money I stop spending.

My mom has me on as an authorized user on a few accounts so I keep building good credit without having to use it. It’s a trap, I grew up using it in my twenties and the bills were bad.

2 Likes

Yeah see here I know my eating disorder is bad when I willingly went into debt to continue my binge/purge cycle. I made bad choices when I was younger and went bankrupt two years ago because of it. I am so disappointed in myself that i let my eating disorder get so bad that I went back in debt

1 Like

We had to dip into our emergency card recently due to needing a phone for my hubby, and the next thing I knew, it had been maxxed out because we lost our all bill paid apartment and we had to start paying utilities and eventually move because of other issues with new management, and now we’re in debt for $5500.

Credit cards are tricky…put a freeze on your card and pay it off ASAP!

1 Like

I misused credit cards really early on

Have an overdraft with the bank

Everything I spend is in a spreadsheet so I can adjust my spending if any extra bills come in

One trick I did earlier this year was to setup standing orders to a savings account for what I would have spent on takeaways and lottery each week

Built up very quickly even though it was not a lot of money each week

1 Like

I am in the same boat, got around 800+ in debt.
At this point I no longer care, I know how the system works. And I also know the system has an expiration date coming eventually.

Everything can be paid off if you lower your standard of living, which is the point. (Cough… Collective punishment… Cough…) A big part of paying off your debt is escaping the rentier system, which is technically voluntary to participate in, so far… What if it becomes involuntary?

The human soul has no expiration date, and soon people will be free of this particular evil. What alternatives will replace it becomes the question, to which I can almost assuredly answer as this simple statement: More fraud.

As long as people buy into it, it will have value by popular support, and as long as its own controlled volatility is seen as normality, then it will be endorsed by society.

As Jesus said: Forgive us of our sins (meaning debt jubilee.)

And as I and everyone else would say: Don’t rely on it.
I’m just noting the collapse of the inevitable.

When the cost of being a citizen is too high, then people turn towards other means to survive and flourish, such as the black market or keeping their assets ‘legally’ hidden from the government, etc…

Credit cards are used to track you and keep you as a controlled asset of consumerism, which is moving closer and closer to a serf system every day.

It would be good to be financially responsible, and pay off your debts. I am just saying be prepared for when that no longer matters.

1 Like

I have racked up debt in the past. So has my partner. We got a debt management plan. It’s being paid off now.

If and when I receive any compensation due to what happened a year ago I will just settle the debt.

I know how stressful having debt can be. There are people out there who can help with it if it becomes too overwhelming and you don’t think you can pay it. $900 isn’t really that bad debt though.