I’m desperately trying to get a mortgage so I can live slightly more comfortable than paying rent each month but I feel like I never will. I think since my car accident especially I am far too disabled to keep working. I had a while off while in the hospital and went back today and I feel right back down in the dumps. I just can’t seem to handle it. It feels physically and mentally draining. When I get tired now I get neurological symptoms. When I’m stressed too. And work is doing that to me. Plus the pain is too much. If I quit my job I’ll never be able to move again. I’ll never get a mortgage. I’ll never be able to move closer to my fiance.
2 Likes
Can your fiancé help you financially or can you move in with him?
1 Like
No unfortunately. He’s also disabled and unemployed. He has an autistic son who hates dogs and I won’t rehome my dogs, so we live separately.
1 Like
My husband and I are both disabled and on SSDI. We also have a mortgage and own our own home
2 Likes
That’s good. I only get $965 in SSDI. That alone won’t qualify me for any mortgage
3 Likes
I only get $700. But adding my husband’s SSDI with mine qualifies us
3 Likes
How’s your credit?
1 Like
My score is decent. I qualified for a loan except they wanted $5k down because my income is lower
3 Likes
There’s programs out there for first time owners, $0 down
1 Like
Yeah we looked at every possible avenue . I need the down payment
2 Likes
Ok. Well, if it’s something you really want, don’t give up. It may not happen as fast as you want, but it may still happen
3 Likes
Yeah don’t give up @Froge , I agree with @LilyoftheValley that something good will come along.
Being on benefits and having this dang illness can make it challenging to climb the ladder but nothing is impossible.
Take care.
4 Likes
Today at lunch my mother pointed out a project in the making
Apparently Elon musk is creating tiny houses with everything that you need for like 10,000 dollars
So maybe if you find an empty lot it could be more affordable
don’t over think living on disability if you have to…I can’t work…yes, I rent…it sucks…but at least the land lord takes care of things that go wrong in the house.
This topic was automatically closed 14 days after the last reply. New replies are no longer allowed.