How do you come to terms with the fact that you may always struggle financially regardless of how smart you work?

I do my best to remain friendly with everyone and not take sides. We have a small crew and I take my breaks alone and I don’t interact much with the other guys but when I do talk to them it’s just friendly conversations even though I know there’s tension between the other guys with each other. I’m friendliest with the ex con, I think he has a few problems socially too.

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Yeah that’s the best way to be imo, I think that’s something for me to keep in mind if i ever go into a workplace that is not just self employment.

The fastest way to find the answer to your worst problems is to look in the nearest mirror.

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I compared myself to my peers more so when I was younger. The question is if you can work. If you can, who cares what you’re doing compared to others. If you’re able to work and support your lifestyle that’s great.

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Yeah that’s also true, it’s something to be appreciative and grateful of for sure

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I am happy with what I got. When you stay healthy that’s very rich

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It makes me not want to work because I can’t survive on minimum wage.

As you may know, I trade stocks. To make a decent enough return to survive, I have to take leverage, which is a double edged sword when it goes against you. So, I am kind of living on the edge all the time. I have the same worries as you, financial future not being secure. On top of that, I have picked a type of work which involves only me and the screen, so no social stuff, which I quite like. But, I don’t know when my game would be up man.

Another part I worry about is that if my health deteriorates, and affects my judgment at work. In 5 minutes, the forces that be can wipe me out. So, I don’t know how and what to advise you, I still haven’t figured it out myself.

Some people have psychosis, I have sza, which means mania too, and being pretty bad at handling money, so I don’t know when my game would be up, Currently, however, I am feeling like I have good enough money, a solid base, to build further on…

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Well, and don’t take this as investment advice, if you’re in your 20s you have a long investment horizon. For example, if you opened an index fund (no minimum to open) at age 25, and made a monthly contribution of $100, with the traditional average interest rate of 8% compounded monthly, you’ll have about $267,000 dollars at age 65. That’s if you don’t touch it and it averages 8%, which is very likely over such a long period of time. The level of risk for this type of investment is very low.

The money grows fast over a long period of time due to monthly compounding interest, so it increases exponentially. If an amount doubles over time it’s going to grow faster and faster, i.e., 1,2,4,8,16,32,64,128 etc.

Yeah, money is important, but it’s not everything, so I wouldn’t marry a woman who cares too much about money.

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I never did… I regretted being as poor as I am. Never was that way than beginning. Or in the middle. Although I may be smart enough to make About your money Billions Even. But I never wanted the pressure. And I never found a backer.

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