İ have good credit score.its not excellent but i can get decent money from bank if i have to.but i hate taking loan.it has no make sense except if you have emergency issues.
No. It was decent until I became severely disabled and wracked up my debt and now I cant even make the minimum payments, so they’re threatening collections. I’m just letting it happen at this point because I work as much as I can and can barely afford food so 🤷
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I don’t know what my credit is. I assume it’s bad
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In my twenty’s I was really bad with credit. I really didn’t understand it. I had a job but had four credit cards and maxed them all out without paying for them. They all went into collections. Now about thirteen years later I think most of the debt just fell off. I still haven’t paid them(can’t afford to, I am on disability). But my credit score is 746 according to credit karma and 809 according to borrwell. I still have anxiety over the unpaid credit cards and I am even afraid to keep money in the bank because I feel one day they will come after me. I now have one credit card that I pay on time every month and I am responsible with it.
Mines fairly good. I have the bank moan about my £200 overdraft sometimes - yet the credit card upped my limit to 5 grand.
Amazon always let me pay over 5 months interest free, on items too - if its an external hard disk or the Quest 2 VR i bought for my neighbour.
I dont pretend to know how they work out mine - its seems to be a bit of a lottery
I got into trouble with payday loans about 5 years ago - but im pretty sure thats dropped off my file by now.
Experian give me a score of 720 out of 999.
Not too bad considering ive been on disabilty benefits for the past 30 years.
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My credit score is above average. I was an economics major, having good spending habits while I was earning less has definitely helped. I’m type 2 bipolar and I’ve had a few instances of episodic overspending. Very important to monitor mania, it’s similar to symptoms with sz. It can sneak up on you and cause havoc.
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My credit is decent.
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Mine was terrible after I went psychotic and had over a hundred thousand dollars in unpaid hospital bills that I was also too psychotic to deal with.
But now it’s really good. In the 750+ range.
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We don’t have credit scores in Belgium. I just have a credit card. No loans.
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I live at home and I don’t pay bills my credit score is good. I think I’m lucky.
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My score is outstanding, but the more I borrow the more it improves. Frankly I’m in more debt now than I’ve ever been before so the scoring system is counterintuitive.
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I don’t know. I’ve gone below zero a couple times. But not by more than like 50 or 100 pounds. It’s called overdraft??
Don’t know much about this.
Am hoping I’m still eligible to buy a flat
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My husband’s is great.
Mine is ■■■■.
When my husband lost his job back when the mortgage industry crashed,
We decided to transfer a lot to my name so only one of us would take a big hit.
Still haven’t recovered.
But, one of us has good credit and it benefits us both.
So I guess it’s okay.
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