I can’t always afford going holidays with her. What part does she not get ? She says borrow money from mum I don’t feel comfortable doing that.
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Just say “NO”, @anon80629714. If your friendship is based solely on going on a holiday with this person, then you’ll find out. Not a great loss then. If it’s a real friend, she’ll understand and you’ll have gained more trust, peace of mind, as well as having saved money. No, then, is the profitable choice. 
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She sounds like a bad influence asking you to borrow just to please her
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Maybe she means well. Maybe she thinks you need a holiday
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She doesn’t care if I need a holiday. She goes on about 30 holidays. All she thinks about is holidays. In fact she’s on holiday now and even then she’s thinking about something else … For god’s sake enjoy where you at before thinking of going somewhere else . Or at least don’t drag me into going with you cos your husband won’t.
Countless times when I’ve said I am going gym and she said I can postpone it and go cinema with her. No way. No more.
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I have a friend like that. I go when I feel like it. I tell her no often and don’t feel guilty when I do because it’s based solely on whether or not I have the funds at the time. We’re friends just not really close friends, so she’s not insulted when I turn her down.
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This one throws a tantrum almost it’s really annoying. She thinks she’s being encouraging but it’s not nice it’s bloody irratating.
If you keep telling her you can’t because of this and that, she’ll see it as an opportunity to manipulate you into doing so anyways.
Tell her you don’t want to. Be firm.
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If she does it over the phone hang up on her. Seriously. You don’t need that. If she does it to your face, walk away. You don’t need that either!!!
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