How much is your total expense per month including medication and groceries and rent?
I am calculating my income and expense to figure out some things.
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ÂŁ944 in the UK ÂŁ483 of which is rent, but I need to update my budget and spending plans now my extra money is going to come in!
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this is a fix expense? It is not a lot… according to my calculations I have like 2K expense per month fixed. Without any spent for pleasure
Rent: $1045
Utility: $140
Phone: $35
Internet: $100
Groceries: $350
Meds: $3.60
Total: $1673.60
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Yeah mine is similar…
So I am still calculating rent like 500$ so it is usually for a good apartment around 750
I get things like medications and dr’s appointments for free!
I also don’t smoke and have allowed some leisure money and budgeted to get a takeaway every 1-2 months!
I used the Citizens Advice Bureau to work out my budget, but as it’s a UK site you can’t use CAD$!
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Business Fees: 400
Internet: 90
Groceries and medication: 500 (maybe this is way too much)
Electricity hopefully included
Rent: 500-800
Beauty salon: 360
iTunes: 10
Public Transportation: 120
Phone: 100
It is more than 2K
I have a disability (concessionary) bus pass as I’ve been told I’m not allowed to drive, but I might reapply and take lessons!
Could you do some of your own Beauty regime at home and use getting someone else to do it as a special treat?
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$360 at the salon??!! 
yeah it will be finished in a year I am doing permanent hair removal 
it is a must necessity.
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Oh, that makes way more sense. I was imagining hundreds of dollars a month in cut/color/style.
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Last month, between my husband going out for lunch almost every day and all of us going out for dinner occasionally, we spent like $350 just on restaurants. So we decided to go an entire month without going out to eat at all.
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I also tend to spend a decent chunk on Amazon. Though it’s usually stuff we need, but still.
For instance, I just spent $16 on a nice glass container to store my homemade ice cream in because I don’t like plastic. But I didn’t really “need” a nice container. I could have gotten a plastic one for like $5.
I do not even like fast junk food. I just do not have energy to cook on most days. We eat out a lot. If it were up to me, I’d eat out max once a month at a nice fancy place instead of eating crap
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Totally agree. I never ate fast food at all until I met my husband. Never had soda either. He has awful eating habits and some of it had rubbed off on me. But I’m trying to get better about it.
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I’m glad that your taking the effort to see what you have going in and out!
Some people just put everything on the card and take payday loans and online/catalogue credit.
Just a suggestion have you seen if you can change your contract / renew your phone/internet subscriptions on cheaper tariffs? My internet comes up for renewal in Oct!
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Yeah I always do my expenses… I have never ever paid interest on my credit But I have help from the mr.
I am accustomed on having the nice things… iPhone 7… fast internet… pretty stationery… branded shoes… 
Italian purses…
I save too but tend to travel every time I save. So it never gets accumulated large amounts. And just recently we bought an apartment and I furnished the whole apartment almost by myself.
I am so unstable.
I don’t want to cry the rest of the day,
So I won’t actually try to breakdown my budget,
But I can ballpark it around, $5500?
Not including all the dumb, impulsive Amazon buys.
Crap.
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My brother who’s in the try’s to save a little each month to build a house. (waiting on planning permission)
He also likes to have a few months money saved should anything happen that insurances won’t cover.
I think he can live for 3 months comfortably if anything unexpected happens, such as his windscreen cracking or unexpected vets bills!
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The first step is acknowledging you have a problem.
Then writing the problem down so you can see it & getting help if it’s too overwhelming.
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