Has loans been too much to manage because of mania off late. I spent lot of money when I was not under medications and not having any control over myself. Now I am taking meds and not spending much. Any one sailing in similar boat?
I’ve never had mania but I have gone on shopping sprees.
Can you return some of the items or get a refund?
I’ve cancelled plenty of orders in my lifetime
I have spent on hotels and spas and unwanted things. Shopping on items and returning them then and there is fine. But I could not realize until I got treated and was better to move on in life.
At least you have some good memories (hopefully).
Ever since a manic episode I always try to remember I do not need anything. Stomach reminds me I do need some stuff, it is my biggest expense.
I spent lots of money on stuff when i had manias when i was younger.
Once i spent like 10,000 building some crazy contraption for cleaning gutters. Another time i thought i was gonna suddenly be a vlogger so i bought like 6000 worth of camera stuff. Another time i suddenly was going to be a DJ so i got a bunch of dj equipment like some numark ns7 tables and maschine studio boards and stuff. And several other different situations that id end up manic spending.
I learned eventually to wait 3 weeks minimum if i ever had a sudden idea again that involved high spending.
Then i also tried to learn to do things that cost as little as possible.
Basically created some safeguards for myself.
Thankfully back then i made good money and was able to pay off things real quick.
Everytime i snapped out of the mania id be like what the heck did i just spend all this money on. Lol
It’s good that you can laugh with it now.
It’s kinda funny too.
Yeah lol. Actually the last time i got manic a couple years ago i suddenly was going to create a cartoon studio and start some tv show, so i was going to buy all this digital drawing equipment and software but my gf knew i was manic and she happ3ned to talk me out of buying stuff because she had some art equipment already and kept giving me stuff to keep me at bay lol.
Then i switched to belieiving i was actually going to be a rap hiphop artist. So i was trying to buy music equipment but thankfully my brother had some equipment he just gave to me to stop me from buying stuff again.
Then like clockwork about 4 months later i snapped out of it and was dumbfounded by what i thought i was going to do.
Like i can barely draw stick people and i sing off key
I am making good money now but in order to pay back I need 2-3 years of hard work. I have just now started making money and hope it is sticking with me for a while to pay off and be debt free.
Hope you can pay it off in good time.
Yea really hoping against hope to pay off. I will need to bend my back for it everyday.
I have a credit card. I buy books I never read. I subscribed to an online magazine I may not be able to cancel. I am holding back on a new guitar but I think it’s necessary for my survival. I only have a $200 debt on the credit card so I’m doing all right.
It is normal spending. Mine is over the top. Only one in a million will do what I have done. I still cannot comprehend what I did and searching all manuals and books to see if it has happened to anyone and have overcome it. It is like I am in brink of losing my life. Walking on a thin rope everyday.
If it’s that bad you might need someone to manage your money.
I have a cousin with MI who has her money managed and I have another cousin without Mental Illness who had her money managed for several years because she was in debt after a failed business.
Who can manage the money better. I cannot trust anyone except my family for now. So I am giving to my wife to take care. Other than that, I need to take care.
In the case of my cousins: for the one it’s the institution she’s currently in who manages it. For the other it was a lawyer who did it (and was paid to do so by a court of justice).
Edit: in Belgium if you’re unable to repay your debts they take you to court and a lawyer is appointed to manage your money.
Maybe it’s good news you’re still able to repay your debts on your own
I screwed myself over by getting $10,000 in debt by buying a whole bunch of things because I had a whole bunch of bright ideas.
Thankfully I paid it all off with a pre inheritance from my grandma. Being smarter now for sure.
It is kind of positive to know that someone can help in the loan situation apart from the ones we know. Here it is difficult to find such people, they only make me give more money to them. I can manage to some extent. But, maybe we have something like that in future so people like me can be benefitted.
Wishing you good luck with that.
Thanks @shutterbug …