I found a credit union that lets you get your direct deposit early

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I really like credit unions because they are member owned. I have been with a regular bank that is letting you get your Social Security check a couple of days early, but really like the credit union I have been with. So I’m glad I found this new one. I found it through one of the 50+ person organizations.

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I used to have a bank that would let you do that at well. But I think they charged you like $1.25 per $20 taken in advance.

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Gee, I didn’t know that. Thanks @Bowens

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Don’t they pay direct into you current/checking account?

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Yes, @bobbilly . We are talking about getting the money in ADVANCE of the deposit into account.

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I guess it’s like a two day payday loan.

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Have you used the direct express card, it’s from social security I get mine early

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No I haven’t heard of it @Turtle44 Thanks

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Yeah you can look it up online and they have an ap

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I used to get my benefits early on public holidays but now I have court appointed person looking after my finances I get it after public holiday and weekends. It was the queen golden jubilee and I meant to get paid on Thursday but it wasn’t until Monday. I don’t feel like as am quite wealthy so it does not matter if my benefits are late.

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My credit union reimburses atm transactions. They have become worse recently. Sort of goofy. Still better than a bank. Ive been with them for ever police credit union my grandad was a cop. They were super great at one point but got sort of goofy recently.

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Thanks @matthewj @bobbilly

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Same here. I get mine direct deposited 3 to 5 days early at my credit union. I have been with them since I was a teen or even younger.

To heck with the banks.

:smiley:

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Thanks. I like it where any excess money they make goes back to more benefits or reducing fees and such. I would add I think they are more likely to lend you money than banks do.

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Maybe. If you are in good standing with okay credit then sure. I took out my first loan at 16 for my S-10 though I had to have my dad cosign.

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My first credit card was a Montgomery Ward’s department store credit card. My mom cosigned for it for me and also on a 1978 leftover new Subaru I bought in 1979.

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