I’m retired now. And I’m doing fine.
I’ll be poor but I’ll have family to visit with. We’re not really making it now so not sure how it’ll be in the future but I know we make very little money. After paying for Medicare and my advantage plan, I only bring home $600 per month. And my husband is also disabled so he brings home very little money too. We’re stuck in a house that won’t sell too. Very frustrating. But, we still manage to be happy. We have each other. And I think it’ll be the same when we’re old.
I’ve thought about it lots. I think if I reach old age I will still try to work part time, maybe as a librarian assistant. or maybe I will build a workshop where my barn is and make acoustic guitars. im going back to work and am going to be living below my means, to put money away for retirement. I would like to have saved and invested $500,000 or more by the time im 65. so I would live off the investments and social security income.
I used to think maybe my older brother or older sister I could live with them, but I don’t want to be a burden to them and they will have grandkids by then. so it’s important I go back to work and start earning again. my positive symptoms are under control with meds, just have a hard time with motivation.
I signed up for a Medicare advantage plan this year that doesn’t cost me anything.
I know these plans are offered based on where you live… I wasn’t sure if you were aware of them.
I’m with humana and united health care is the other big one.
My Medicare advantage should save me about $1,500 this year.
@anon99082702 Mine saves a lot too. The plans in my area that are $0 per month won’t save me money based on my needs. I pay around $55/ month for my plan plus $135 or whatever it costs for regular Medicare. I’m happy with my plan though so that’s good. I also have the lowest out of pocket with my current plan so I want to stick with it. But thank you so much for the heads up! Sometimes those $0/month plans are the best. It just depends on how much medical care you need and how much time you spend in the hospital.
How good low your deductible is/benefits are also depends on your zip code.
I’m looking to move in the next 3 months to 2 years; and some places I can’t live because nobody offers a Medicare advantage.
I didn’t know that. Thanks for the heads up! I really wish we could move but now I know to check medical benefits first. Thanks @anon99082702 !!!
I’ll probably still live in this house with some help from my brother.
My brother is my trustee.
I’m also hoping to have a caregiver come over to the house for a few hours a day to help me out.
I can’t drive so I am not independent I live with my husband and solely his support …when we get old we will depend on social security
Honestly, I don’t want to get old. I want to die young. Maybe in my 50’s? I don’t want to put up with the wrinkles and saggy skin, frail bones, bad hearing, bad sight and especially sore muscles. Hate everything about old age. I also don’t want to go through the the decomposition process so, cremation is my choice and then thankfully NASA has me on a list to be shot up into space.
I’m 31 at this moment. Will be 32 January 19th.
You are still young. 35 was the best year of my life. Of course I wasn’t schizophrenic yet either. Now that I have gone back to work I want to enjoy a few years of retirement. Currently you can retire at 62 with social security but I expect that to go up before I get there.
When I was 16 I thought 30 was old. You will change your mind when you get older.
Good question. Well, i’m lucky physically my family don’t have any illnesses like diabetes, heart disease, etc. My grandparents are still alive and are into their 80’s and still going strong living in their own homes with no assistance. So i should be okay physically. Personally, i’m not looking to ever retire. Don’t get me wrong, i won’t be working anything too busy or stressful, but i still want to work. I like holidays, but after a while i get very bored. So if i did retire, i would have to ensure i have something set up to transition into, otherwise i’ll drive myself batty.
I have a lot of physical ailments, so I don’t know how long I’ll live. If I die before my husband, I think that would be best. I just can’t imagine being without him. If he dies first, we have life insurance, so I should be okay. I don’t want to be alone, though. Hubby is 13 years older than I, and he’s already had a heart attack. It scares me.
My husband is 9 years older than me
Do you mind if I tag along? It sounds like fun.
Hehe, sure, join in the fun
Now that is found out T will be kicking everyone off of disability I would like to change my answer.
If T kicks me off of disability I will live the rest of my life broke; because I will have spent money to survive that is meant for old age.
FML if that happens…
Edit: I can seriously see myself getting in a ‘romantic’ relationship for financial reasonable if T gives me the boot. FmL
I will retire by suicide when my mother dies and she is 58. I will live as long as she does. We don’t have social 'carers in my country and I won’t be able to survive alone to pay bills as I don’t get disability. I have all planned out: mother dies I get extremely drunk and go to railroad tracks in the countryside to end all.
Don’t do that please
No please don’t commit suicide
This is not the answer.
My future looks bleak as well but I’ve decided to struggle through.
Life is precious.