Financial wellbeing

For many of us, Money is the Matter.

As @Unclehenry wrote to @nfy , if money is the matter, one either has to have more coming in or less going out or both.

I was sick before my 17 th birthday, but I had already done a lot of things for money that I could still do. Similar to what others said, landscaping can pay well and give a thankful amount exercise, for example.

I almost always could find a friend who was willing to give me a free haircut. To a degree, I am networked.

The benefits set up here in the USA is complex. Because I was on SSI, I had a documented disability. Because I had a documented disability, I was entitled to discounts at my bank, the electric company, and phone company. But one had to ask for said discounts.

There’s a local church that gives a free meal on Thursdays. Anyone can go.

It was a topic for nfy awhile back, and I wonder how the issue has progressed.

Jayster

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Financially I wish I could be free somehow. I’m far from free. Maybe I’d like a landscaping job. But only part time so I can keep my ssdi. That’s a good idea I think because it is good excercise too

If you cut someone’s lawn, they might give you cash . . .

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I am not on benefits. I have to work.

When I go sick I have no income, and I suffer financially because of it. It’s a hard balancing act. I have more income than I would have on benefits I think, but my expenses are pretty much level with what I earn. I live near London, and that isn’t cheap, at all.

Back when I was diagnosed, I was sleeping on my sisters loft floor for months waiting for benefits to come through. I gave up waiting and a family member offered me paid work. I have been doing it ever since.

The final straw was when I found at the housing association were only going to let me live in this flat for one year. I was put off by that insecurity.

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@Jayster
I’m doing better now. No longer selling my belongings. Working a part time job. But the job is stressful and the stress is causing some symptoms to flare up. I am trying my best to deal with it. I have an appointment next week with the doc. I’m going to discuss going up to the next highest dosage of my ap.

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@Joker iam currently on Incapacity Benefits where i live but it is a pittance so i run a Ebay Uk Business Part Time,but the problem is i can only earn a certain amount per week from this before i get in the ■■■■ with DHSS.I will be coming off the Benefits for good in the next couple of months,as iam applying for a Grant for my Business,Benefits in my opinion not worth the hassle for me as iam better off working.Before being on Benefits i have always worked off meds(undiganosied) and on meds for Paranoid SZ for 20 + Years.

I hope your pdoc can help you be able to stay in your job. It’s great that you’ve been that functional @nfy

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I do landscaping work, and it has been a good thing for me in a lot of ways. The physical activity not only keeps me in shape, but it’s a good anger and frustration burner as well. Summer is kind of brutal, but you get used to sweating after a while.

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I used to love landscaping back in my early twenties. I loved cutting grass and making people’s homes look really nice. I had my own grounds maintenance business for 8 years. I miss the physicality of it, unfortunately my back is too messed up to do that kind of work anymore.

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I’m just trying to do my best. I’ve never had a job like this that is so mentally taxing.

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Awesome you had your own business. I’m not sure if I want to do this work forever, but its 100x better than the fast food job I had before it. I get told by my supervisor I’m fairly good and caught on quick.

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It was nice, worked by myself, had a truck and trailer with all my equipment.

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That’s awesome, but I definitely appreciate the help since we run 4 man crews. The company I work for is pretty large, and we get outrageous hours. I work 4 days a week and average 45-50 hours in those 4 days. The owner is a,self made millionaire from this business.

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I worked in Orlando for a landscaping company. My brother was best friends with the owner. His house is like walking into an episode of MTV’s cribs.

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That’s crazy. I’ve never been in the owners house, just went over there a,few times to cut his grass. Looks really nice from the outside. Log cabin style that sits right by a pond.

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My pattern is every few years I somehow come in to money. It can be a retroactive check from SSDI, A good paying job, selling a car or something else. Back in 2001 my dad left a couple of thousand when he died. But he also paid off big debts I wracked up on credit cards at least three times, maybe four.
And that’s the other side of my pattern. It seems every 2-5 years I go into debt. It can be dentist bills, credit card debt, or an overpayment by SSDI I have to pay back or something else. Currently, I’m on the upside. I just payed off my credit card and now I have a little money in the bank.

I’ve had money.
I’ve not had money.
I like having money better.

Nice post @Jayster. Serendipitous actually. Been struggling with budgeting lately and on the losing side of the battle. Have been doing a lot of soul searching too. It’s taken me a very long time to FULLY ACCEPT the truth that I have been disabled by schizophrenia over the past 17 years and that is why I have only worked about 3 years during that time (and not enjoyed any of it cuz I was not well). Stubborn? Yes. Stupid? Maybe. Today I finally came up with a budgeting plan that fully accepts the fact that I am disabled by schizophrenia. This has a lot of ramifications for me but on balance it is all good. Know thyself! That was elusive for me all these years but no more.

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I have to save up just to be broke! :joy:

But somehow I am still carving out an enjoyable life.

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