Is getting the better of me. Seems like I’ve caught the click and spend bug.
I had a real problem with amazon for a while.
A ha, I have that problem real bad
Damn memory doesn’t help either. I can say to myself “ok don’t spend anything other than food or other essentials till the next month” but when that button is there ready to click do I remember that? No, I don’t.
I’m starting to get better, but I have to aggressively remind myself not to spend.
I can’t relate to shopping addiction or gambling addiction at all. Why is the buy button so enticing? Isn’t it worse to be broke or in debt than not having that thing you want to buy?
I’ve actually been quite good with Amazon. It’s genealogy and health/nutrition related/ stuff .
I used to have a problem with spending like that,
I’ve found that subscription boxes really help.
I’m not in debt . My essentials like elec,gas,phone and internet,rent are paid by direct debit. It’s just that I’m not saving much. I have started a savings account with my bank. I’m transferring £20 a month to it from my current account. That’s money I’ll only touch in a dire emergency. I’ve got about £1800 in the current account and £110 in the savings account.
Can you explain about that ?
So you’re risking your safety net to buy stuff you don’t need? Is it like an addiction? I get drug addictions. Maybe it’s similar to that? Or is it an impulsiveness thing?
Oh man. I had like 5000 dollars one time when I was 20 or so.
At first I thought I would just keep it and save it. Figured it would be easy to do.
Then I bought something and figured, why not one more?
I’m still wondering how it all got spent…
Let’s just say it’s stuff I want that’s non essential. It would be less of a problem if I could resort more to delayed gratification and spread it out. I really need to set myself a weekly/monthly spending limit with what’s left after bills and food are paid.
That would sum it up well.
I get my benefit money paid monthly into my account on the 2nd of each month.
These are the sums in my account for the last 3 months on payday and projection for April
Jan 2760
Feb 2762
Mar 2839
Apr 2979?(If I can resist any further non essential buys for the next 3 weeks)
Part of the reason why I impulsively buy things is my ADHD; I just get excited and buy everything.
I really enjoy new things and just getting stuff in the mail,
Subscription boxes allow me to get both those things while keeping my spending in check.
I get makeup subscription boxes every month for $20, instead of spending $200 on stuff I find in stores and on the internet.
They have a box like that for almost any kind of hobby, you should check them out.
I just now spent the equivalent of $30 on an android app. It’s a to-do list organiser. But it’s the best one I could find.
I have a lot of to-do’s. I normally do one when I have the motivation.
Shopping addiction (aka compulsive spending) is a true problem - and currently would fall under impulse control disorders in DSM V. People make jokes about “retail therapy,” but this can become very serious.
I have this problem. It’s always just a little off the top until it’s gone. It’s like I can’t control myself. I used to have lots of money before I got sick. I had money in the bank and credits cards and I could take out bank loans. Now I have ■■■■ all. Dunno what can save me.
I also have an impulsion to spend a lot of money all the time. And now, for the first time in a long, long time, I find myself in a bit of credit card debt that I don’t know how I’m going to pay off without severely cutting back on my spending. A quick way to do it would be to move out of this senior living apartment and move into a much lower cost apartment. That would be most prudent. But, I’m very spoiled now from living here for 2 and a half years and I don’t know how I will handle it. I think I owe a lot of my current mental wellness from living here too. No stress. So, I got a lot of thinking to do before this upcoming September when my rental agreement is up.