Mainly because of my psychiatric care provider who only takes original Medicare and Medicaid. It’s hard paying the approximate $200.00 deductible at the start of the year. I would rather be on an Advantage plan with no deductible and a per visit copay.
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I have a Medicare Advantage Plan and I like it a lot. I have no deductible and seeing my primary doctor is free. It’s $25 to see a specialist. I even get good dental through it, and $200 every other year for glasses or contacts.
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Why can’t you switch?
My psychiatric care provider doesn’t take Medicare Advantage plans. Only original Medicare.
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i’m in the same boat. my psych provider won’t take advantage, only original medicare. i feel like i’m being shafted because of it. i got 144 medicare premium, plus maybe 70 dollars per month for psych co pays, plus 20 med copay, plus 20 med premium, plus my copays to see the normal doctors/nurses, plus supplements and eye/teeth doctors. i probably break three hundred a month just in healthcare. an advantage plan would cut these costs drastically. i would switch psych providers but i’m afraid of the unknown given how good my psych providers have been to me in the past aside from costs.
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what is this 200 dollar deductible of which you speak? i dont know if that applies to me or not. i always pay a lot in psych co pays but the amount varies so much it’s hard to know why etc.
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see above 15151515151515151515
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It’s the annual amount you must pay of the Medicare approved amounts before Medicare will pay. I think it’s $186.00 this year. If you’re are paying $300.00 a month, then you don’t have to worry about it. The $300.00 covers it.
Well we all have to make choices in our lifetime. I would think that you could find another provider that took an advantage plan but thats up to you.
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