I have been doing better lately compared to a few weeks ago with symptoms and have disclosed my Schizophrenia to my boss and one co-worker, went over well with both and makes me feel more comfortable with working through difficult days.
To get back to the point of the thread, I am going to be moving out of my parents house after almost 4 years and will be living by my self again.
I found a house that is 2 bedroom 1 bathroom and has a garage and my yearly income is more than the house is worth (meaning I should be able to afford it and pay it off feasibly) . It also has an empty lot with it next to it which is big enough to build a house on later if I decide to do that.
I am excited to be able to get back to my hobbies of making music and growing cacti again, it will be nice to be able to have more freedom to do what I want and not feel like how I have felt for a while.
I still have to get the bank to narrow things down on the loan, I ideally i would want a 15year loan and I have been approved for a 30 year loan already but I will just have to wait and see what they will do for me, may have to be a 20 year loan.
The location isn’t my ideal spot but for the price I couldn’t beat what it had coming with it, it’s hard to find a garage and a mostly furnished house for the price it is and in this good of shape.
I am not looking forward to mowing the lawn again but it will probably be good for me.
Just wanted to share my excitement, will be nice having a place again to call mine.
Thanks @Joker , I am going to try my best with it and if it doesn’t work out I will adapt. I know I used to be able to take care of all the house stuff before schizophrenia so it should still be possible if I try.
I got my own flat about 4 1/2 years ago, and apart from the first 6 months that it took to adjust, I have found it to be amazing to have my own space.
Want to get a small house eventually, as I need a garage for my tools, and it would be nice for outdoor space so I don’t have to smoke in my kitchen anymore.
I also have to pay ÂŁ1,300 a year for maintenance here.
I have a support network of family 5 minutes away if needed, I haven’t had issues with self care or finances or work issues and am med compliant. This has all been done alongside family who feel I can handle this, they are the ones who brought the house to my attention.
If anything this will help me out more as I won’t feel as much of an intrusion on my family, I have been feeling like a kid since being back with my parents and it has been a source of self hate that I was living with, I don’t expect this to be understood by everyone but it’s like being brought back into captivity after being free to roam previously - all you do is think about how things used to be.
Now I get a chance to have space back where I don’t have to feel how I have been feeling for a while - like a bird that broke it’s wing and was allowed to mend but had no chance to try to fly again. Sure I may not fly how I flew before but I need to at least try.
I have owned a home before and know what goes along with it, I wouldn’t have moved back in with my parents in the first place if I didn’t have to pay child support after my divorce, money was the decider of things for me for a while and I had just been staying with my parents until I got something affordable lined up.
If you are worried about maintenance, I can do quite a bit of it and my dad is a mr-fix-it by trade (as am I , in a more specialist role) and I don’t have a problem in paying someone else to fix things.
My comment about the grass is because I used to have a mower that I had to push without any assistance from the mower before at my last place and I have no fond memories of that ha, this time the mower will move forward when I pull the lever and I won’t have to lean my entire weight into mowing the yard as much.
I appreciate the concern but this should be something I should be able to do and even find fulfilling.
There’s a butt load of expenses that come in addition to a mortgage. And I’m not talking about utilities. You’ll need tools and you’ll need to be handy.
But I just bought a house in July and am loviny being on my own again after 10 years with my parents.
Call around for mortgages is my advice. There’s usually a local lender that comes in way cheaper than the big guys.
Also, I qualified for a first time homebuyer program because I haven’t owned a home in over 3 years. As long as I stay in the Home for 5 years they give me $6,000. Pretty sweet, eh?