there is still an age limit right? i dont qualify i don’t think.
I thought this was for children?
I’ve no idea. Here’s some more information.
Yeah, pretty sure ABLE accounts are for children.
Google says :
ABLE accounts are intended to help both children and grown adults. The main rule is that a beneficiary’s disability must be diagnosed before their 26th birthday. … Contributions to ABLE accounts are limited to the federal gift tax exclusion amount, which is $15,000 in 2018
I was awarded ssdi in August of 2012. I turned 26 July of 2012. 
i missed it by a year, but was probably prodromal at 20 when i was paranoid about the patriot act, and disorganized, extreme anxiety and social withdrawal. among other things. i never saw a psychiatrist though, didn’t have the insight to do so, but actually i functioned pretty good for a few years in my 20’s working 60 hours a week, so maybe i wasn’t prodromal. i don’t know, but i don’t qualify.
Were you diagnosed by a psychiatrist before your 26th birthday ?
I must have been. But I don’t have any of those records anymore.
The government probably has them as you’d have to supply it to them to get benefits in the first place.
Anyway, best of luck with whatever decision you make.
I’m going to try to apply. What’s the worst that happens? I get denied? Lol
Let us know how it goes !
one thing i read about it that you may want to know, is upon your death the money in the account may return to the govt, depending on your medicaid costs. just a fyi. but it would be nice to have while living, but i don’t think little led would inherit the money.
Well damn. That sucks.
yeah but don’t take my word for it, that is just what i read, you would probably need to talk to a disability lawyer to get all the facts.
This topic was automatically closed 14 days after the last reply. New replies are no longer allowed.