What happened to Parity? Dewar Insurance discriminates against people with mental health disorders

A colleague wrote into our psychiatric society’s Listserv – his son is starting college and he was solicited to purchase tuition reimbursement insurance in case something goes wrong and his son needs to withdraw. He was surprised to read that the company offered one amount if a student withdraws for ‘medical’ reasons and another, lesser percentage, if the student withdraws for ‘mental health’ reasons. Oh, and the medical leave needs a doctor’s note, while a mental health leave requires that the student must have been hospitalized for two consecutive days for the psychiatric condition.

Ya, that seems to fit the bill with the way things are relating to education.

1 Like

I suspect that this is because mental health claims are more susceptible to malingering. Harder to disprove.