I couldn’t get annual travel insurance for the year on comparison sites because I was deemed more a risk as I’ve been involuntary hospitalised in the last 2 years - this is a question they ask you -
I had to go to a specialist insurance provider and for rubbish cover for the year it was £786 which I had to pay.
Well This July its been more than 2 years since my hospital admission and I did another quote online and now I can be insurance with mainstream providers with better cover and its only £604 for the year. I’m pleased with that. I don’t need cover until next March but its handy to know I won’t face any problems. Just have to make sure I don’t get sectioned from now till then.
When I was living in Singapore, I had a health insurance from a UK based company (BUPA). They had great cover. I think I was able to get from them over $10K in one single year. Not too many questions asked.
I used to be with BUPA health insurance for private hospital care in the UK but they stopped insuring me when I become symptomatic. Never did use them and I paid their premiums for many years.