The drawbacks of universal healthcare for a patient

I am not sayinf that American healthcare system is better, but I live in Europe and here is what I have noticed the problems with universal healthcare:

  1. Hospitals are on a tight budget, even some meds like atypicald would be better, they cheap out and give you haloperidol and other old gen antipsychotics
  2. I can only have 1 diagnosis in healthacre area, for example if I am paranoid schizophrenic, I can get subsidized Invega, but if i am schizoaffective, Invega is no longer subsidized. And if i also have major depression and my main illness is paranoid schizophrenia, I get only subsidized schizophrenia meds and I need to pay a full price for antidepressant or mood stabilizers
  3. Food at the hospitals are horrible and in low quantity, usually the hospitals have 1€ limit to feed tour for a whole day
  4. Psychiatric wards tend to keep you longer even if you are already stable, dish out cheap meds on you, cause ward psychiatrist gets paid for how long a patient is treated
  5. There is a time limit a year how long can you be hospitalized “for free”, In my country it is 3 months a year and if I would need longer, I would need to pay for it
5 Likes

In Belgium health insurance is heavily subsidized by the Government but not free. I still have to pay a part of the meds, pdoc visits and hospitalizations.

It’s kind of in between the UK and US system.

I’m used to it and think it’s a good system.

3 Likes

Well you can probably afford it, cause I heard disability allowance in the western europe is quite big. In my country 300€ Invega depot costs like a half salary of minimum wage’s worker, so psychiatrist cheap out on it

3 Likes

I pay 12€ for 56 Invega pills. The price the Government pays is about 100€.

Belgian disability benefits are generous compared to most other countries, but you have to watch your budget and won’t get well off.

1 Like

To some extent we jave to pay directly also, some specialists have to be paid upon a visit, not all my meds are subsidized

1 Like

This is an issue in the US also. We have to pay out of pocket for meds that insurance refuses to cover. I was once paying $600/month for my geodon because I got new insurance, and the new company refused to cover geodon unless I tried risdperidone for six months first. I had already had a bad reaction to risperidone, so I was unwilling to risk it.

  • I can only have 1 diagnosis in healthacre area, for example if I am paranoid schizophrenic, I can get subsidized Invega, but if i am schizoaffective, Invega is no longer subsidized. And if i also have major depression and my main illness is paranoid schizophrenia, I get only subsidized schizophrenia meds and I need to pay a full price for antidepressant or mood stabilizers

Less of a problem here. I have diagnoses listed on my chart that do not apply to me, because my insurance will only approve my medication for certain disorders. For example, I am listed as having ADHD because I need a med to raise my blood pressure. Insurance would not approve the med for raising my blood pressure, but they approved it for ADHD. But I can be treated for all applicable conditions. Medications CAN be pricey here, but most pharmacies participate in discount programs.

  • Food at the hospitals are horrible and in low quantity, usually the hospitals have 1€ limit to feed tour for a whole day

Hospital food here sucks too. The one exception would be when I was in the children’s hospital and we had as much free ice cream as we could want. That was provided by private donors, though.

  • Psychiatric wards tend to keep you longer even if you are already stable, dish out cheap meds on you, cause ward psychiatrist gets paid for how long a patient is treated

Definitely not an issue here. We are more likely to be sent home in active crisis just because we don’t have enough beds available.

  • There is a time limit a year how long can you be hospitalized “for free”, In my country it is 3 months a year and if I would need longer, I would need to pay for it

It is usually the opposite for us. We pay high prices for the first bit of treatment, but then we hit out out of pocket maximum and the insurance covers the rest.

It was interesting doing a comparison. It seems like you guys have more even treatment, whereas we have more options but only if we have the funds to pay for them.

1 Like

I’ve always thought universal health care or free health care for all was a scam. I’m on Medicare and Medicaid and get free medications but they suck.

1 Like

We have universal healthcare in Canada, but it’s far from perfect. A hospital stay is free, but I have to pay my medication and other medical expenses out of pocket. Right now, I spend over $300 a month on medication. At one time it was $600. Chiropractic, physiotherapy, all those extras that I need, I have to pay for myself

2 Likes

That’s a lot. Here we have a maximum bill, meaning that you cannot pay more for healthcare than a certain amount. I believe for people with a chronic illness it’s about 500€ a year. Everything above that is free.

Chiropractic isn’t covered though as it’s considered alternative medicine here.

2 Likes

Wow, that’s not bad at all. Do they cover therapy as well? Here therapy can cost anywhere from $100 to $250 an hour. And of course, I have to pay for it

2 Likes

Yea… They tried to get me to pay $500 for crutches when I just about broke my ankle one time.

My insurance copay was ridiculous— $1500— and the visit to the ER rang up at almost 2k, so essentially everything was out-of-pocket.

…I was making $16.32/hourly at the time (which honestly, is quite decent considering. But still, I wasn’t made out of money, and still am not).

I left the ER, never paid that bill, and haven’t looked back since.

It’s a “sorry, not sorry” situation to be quite frank about it.

3 Likes

It’s complex. Psychiatrists are always covered. Psychologists in some cases.

I used to have a psychologist and had to pay 60€ per hour out of pocket.

The coverage is wide but not perfect.

I think you could fill an entire university course about what is covered and what is not and what the logic behind it is.

2 Likes

You mean there’s logic to the system? :rofl:

2 Likes

There is always an explanation. But basically some things would be too expensive to cover. If everyone for every reason could get a free psychologist, it would be very expensive and according to the biomedical model often not necessary.

If you break your leg you’ll be covered. If you break your head there are limits to the system. Too many people with mental health issues that take ages to heal.

2 Likes

Yes I can see that. There would of course be budget concerns. As someone with a head injury, access to resources is limited

2 Likes

How Canada compares:

  1. Budgets are beyond tight. Hospitals here are only given so much for surgeries for example. If the budget for surgeries is exhausted, the hospital stops doing them for the year. It doesn’t matter that there is a years long backlog and that the doctors and hospital facilities are now unused.
  2. Not a problem here so far as I know.
  3. So true. The hack here is to tell them you require a kosher or halaal diet. They have no facilities to produce those on site so they have to order out - these are of much higher quality.
  4. We have too few psychiatric beds for this. You get nuked with meds to the point where you are no longer capable of acting out. Now that you’re a zombie, you’re considered “stable” and tossed back into the community to free up that bed for the next person. You basically have to be criminally insane and a danger to the community if released to get a long-term admission here.
  5. You can be hospitalized for a year straight if required without a bill, but we don’t have enough beds for that. You’ll be sent home dangerously ill (doesn’t matter if the illness is psychiatric or not) to free up a bed for the next person.

Also worth mentioning - our health care system in Canada is now in full-collapse nationwide. People are dying because they can’t get treatment in time. The system was under funded for decades and it was pushed past the breaking point by the pandemic. It’s beyond a simple and cheap fix.

3 Likes

How very sad and how very true for many of us. Been there, done that. Didn’t like it one bit.

The bottom line is someone always has to pay for no matter how it’s structured. And yes there are limitations to every system, and no cure for schizophrenia. There’s only so much that can be done really.

1 Like

I get a lot here in Massachusetts, but there still is a lot of falling through the cracks.

Doctors here are not experiencing job satisfaction, and they sometimes let you know.

My counselor likes his job, but he feels underpaid for what he does.

1 Like

This topic was automatically closed 95 days after the last reply. New replies are no longer allowed.