I said, to do there job, and delete my old charge off, it doesnt take a genius to do it, a child can do better job. Will they take it seriously now. what do you guys think.
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Can anyone give me an opinion please.
Did you show proof of payment or proof that you’re not responsible with your letter? If so, then yes they should take it off
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no but its been on my report for sevens years now, its suppose to be taken off.
Oh ok. Yeah, your letter should be sufficient.
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But i keep telling them to remove it but they are not deleting it, i dont understand, isnt it the rules, if its sevens years old it needs to come off your credit report, im i missing something. Im just giving up now.
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I think those are the rules. I’m not sure what the problem is. Can you get a hold of an actual person you can talk to?
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I tried but they ask questions about my credit report for some reason i get it wrong, but its right. its something to confirm my identity, so i cant really get a person on the line.
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Actually, could my letter be offensive, im kinda paranoid. Do you think i can get in trouble for send a message like that.
I sent a apology letter to them for the last message, i said i didnt mean to offend anyone, i just want a explanation why are the old charge off are still on my account because its been there for seven years thats all.
You didn’t need to apologize. You’re within your right to contact them about not taking it off your account. Stop worrying. It’s ok. No problems.
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no i felt really bad, thats not me, i should not say that stuff. its not right. I should apologize. Maybe theres a reason why its still on my report i dont know. whatever.
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Did you insult them? What did you say that you would have to apologize for?
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no i didnt thats what i said do your job, it doesnt take a genius to do it, even a child can do a better job, i think i shouldnt have said that. so i apologize. i dont think that was right to say.
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Ok. Well you apologized so don’t worry about it anymore. Everything is ok. They’re not going to do anything bad to you for complaining. They’re used to it. It happens all the time
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even so, they dont you need hear that stuff. I felt bad inside. I should of said it in nicer way. Not so rude. I should of approach in kinder words not like that. But thanks for your response your always great to chat to, i really appreciate your help thanks. 
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I understand why you wanted to apologize. It was thoughtful of you to do so. I’m just saying you don’t have to worry about it. Everything will be ok
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okay thanks 1515155
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heeh. I knew when I read that you said this this that you would get paranoid about it. 
I know you well.
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Yea sent apology letters to the bureaus, i dont want to get in trouble.
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