I’ve been on SSDI for a couple of decades. About ten years ago I was checking my online bank account and saw a deposit for $11,000. My first instinct was that it was a mistake. It said it was from Social Security but I had no idea what it was for. I called Social Security and they said it was a back payment and that it was mine to spend any way I wanted to. They also said I didn’t have to “spend down”, I could keep it in my account as long as I wanted to. And I would still be receiving my monthly checks for a $1000.
Geeez, it was like winning the lottery.
If your money is from the SSA than give them a call and see what they say. Golden Rex is right; don’t spend any of it until you talk to the
SSA and get clear what it’s for.
The SSA told me that mine was back pay. According to their records they had not paid me enough money in benefits for a year. I had no idea until I talked to them.