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My sister said it's not worth the hassle

I’m supposed to ask her before I give anyone her name and number. So I asked her if it was ok to put her down as my beneficiary on my burial policy and checking account. She told me not to as it isn’t worth the hassle over $50 or $100. So that’s why I put my friend down. I only have a sister, uncle, and three cousins currently living. I’m not very close to my uncle and cousins. I only have a couple of friends as well.

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