I was in my early 30’s when I locked in
had to kind of lie and tell her I’m on anti depressants
I appealed later for a higher payment or lower premium
they denied me
I’m locked in at 200K term life insurance only for me
they wouldn’t cover both of my kids
because they both have disabilities
I’ve paid 50 dollars a month for up to 20 years
I’m lucky to even have it being permanently disabled.
I don’t have life insurance but my credit union offers it. I’ve got to check and see if I can get it.
all we got thru them is automatic stop payments upon death on our car.
That’s not “kind of”, you’ve quite possibly invalidated the policy. You don’t think they’ll look you up online before payout? That’s standard operating procedure these days and you have a massive online footprint.
Holy crap, @Daze.
The product offered by financial instutions is generally expensive shite. Go to a local insurance broker and get something better for less.
Mom gets 110,000 if I die
Can I insure my legs for a million dollars?
Jesus Christ, I’m not worried, I told them all my medications
but I didn’t come out and say I’m full blown schizophrenic.
I just called them the other day, and they said I’ve got term for me,
and me only. Don’t get me started on worry over my policy. It’s secure.
Probably, but that you’d have to go through the Lloyd’s Group of Companies. They’ll insure pretty much anything for the right premium.
That’s misrepresentation and makes you a moral hazard in my industry’s parlance. That being said, my license is general and not life specific, so I won’t comment beyond this and will jump out of this topic.
You’ve got some nerve, @MrSquirrel
I would have never said that to you.
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