I’m waiting for results of a diagnostic tube into the inside of my lungs
I have already got a confirmed chest infection which will be repeated in 2 more months with a second CT scan
I’ve got a mucus cough
coughed blood a little
and am easily breathless chronically
I think (although this is before I get a phone call next week) that it will confirm early COPD
I will have if this is the case a decreased life expectancy and a limit to how long I will still be able to have a normal life
I’m married to a life long working man (in the railway)
If I have say 5 years of being relatively healthy I think i will ask my husband to take a very early retirement
hw might be able to take compassionate leave if he is entitled to money from his work
sell our house and buy a much smaller place
and then get to have a few years travelling holidaying
basically spend my inheritance much if which is in this house
If he has difficulty finding a new job he would have my (after my death) 10 -14 thousand a year from my trust fund
we could have up to about £200 000.00 directly from the houde about £40 000.00
for say 5 years before my health declines very significantly
I’m a former smoker so my prognosis would not be good
i would have my £200 a week benefits as well
apologies for talking in numbers
I trust people here better not yo troll than some other websites.
I realise you guys are not financial advisors
but do you think this is a reasonable idea?
we would need 15-20 000.00 a year to live on and would garner 30 000.00 a year for extremely great bargain holidays
?
I would ask for a guess medically how long I have
factor in loss of earnings 20 000.00
only thing left to factor in would be a natural spending shift
possibly away from luxury items towards extra expenditure of my husband not being at work all day