I have large quantities of debt I required while manic. Now I have three choices as to what I can do. I can get a consumer proposal and pay off debt over 5 years at a reduced amount. Or I can get a bankruptcy. Or I can do nothing since I’m on disability they can’t take me to court or garnish my wages. They can however badger me in hopes they can get money. I don’t know what to do.
- Consumer proposal