Getting fooled by a billing company

So the thing is that there is a payment option that can be used where you pay for the goods after you receive them. The only catch is that the billing company sends out the bill just after the merchandise is shipped from the supplier and not after I receive the goods as they advertise. This has made me forget to pay on several occasions. I guess this is the way such companies earn money. Now I write down every time I order something this way so i wont forget. Does anyone relate to this?

My memory is a mess too. I use my phone to remind me of everything now. I have alarms and reminders going off throughout the day.

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